
Hidden Loans in Your Name? How to Check and Fix It Fast
A practical, step-by-step guide to detect unknown loans/EMIs linked to your PAN and resolve fraud or reporting errors before they hurt your credit score.

A practical, step-by-step guide to detect unknown loans/EMIs linked to your PAN and resolve fraud or reporting errors before they hurt your credit score.

Your home loan interest rate follows a clear formula. Understand how banks decide rates in India using repo, MCLR, spreads and your risk profile and see how to use that knowledge to save money.

Learn how routing your salary through a Home Loan Overdraft account can reduce your effective interest rate and give you complete financial flexibility—something regular housing loans just can't offer.

74% of Indian home loan borrowers are overpaying on interest right now. It is not bad luck — it is a system designed around inertia. Here is how to fight back.
70,000
Loans Tracked
70,000
Loans Tracked

₹4cr+
saved
₹4cr+
saved

12% > 8%
12% > 8%

A couple of months ago, an ex-colleague I have mentored Kunal Shah CFA now co-founder at Sure reached out for feedback on their startup. During our meeting, he asked me to try their credit analysis a...

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Kunal Shah
Vikas Tarachandani
Pravin Tiwari